MEDICARE

Medicare Supplements, Medicare Advantage and Prescription Drug Plans

WHAT TO CHOOSE

Every Medicare beneficiary has unique insurance needs. There is no "one size fits all" plan, but there are dozens of options available. You may need assistance to know that you've made the right choice. That's where Weller Insurance Services comes in. With over 15 years in business and helping people just like you, we've found that individual attention is the best approach. We provide no-cost guidance to help you choose coverage that not only meets your needs, but that you can also understand. From Original Medicare and Prescription Drug Plans to Medicare Advantage, we've got you covered.

  • Medicare supplements help provide 100% coverage that can give you peace of mind knowing that your out of pocket expenses are $0!

  • Medicare Advantage plans protect you outside of Original Medicare while leaving you with only co-pays and many times, a $0 premium.

  • Prescription Drug Plans help cover the costs of your prescribed medication and can protect against higher costs in the future.

THE DIFFERENT PARTS OF MEDICARE

Medicare Part A (Hospital Insurance) helps cover:

  • Inpatient care in hospitals

  • Skilled nursing facility care

  • Hospice Care

  • Home Health Care

Medicare Part B (Medical Insurance) helps cover:

  • Services from doctors and other health care providers

  • Outpatient care

  • Home health care

  • Durable medical equipment

  • Many preventative services

Medicare Part C (Medicare Advantage):

  • Includes all benefits and services covered under Part A and Part B

  • Usually includes Medicare prescription drug coverage (Part D) as part of the plan

  • Run by Medicare-approved private insurance companies that follow rules set by Medicare

  • Plans have a yearly limit on your out-of-pocket costs for medical services

  • May include extra benefits and services that aren't covered by Original Medicare, sometimes for an extra cost

Medicare Part D (Medicare prescription drug coverage):

  • Helps cover the cost of prescription drugs

  • Run by Medicare-approved drug plans that follow rules set by Medicare

  • May help lower your prescription drug costs and help protect against higher costs in the future

There are many services that may not be covered by Medicare. When choosing health insurance coverage, supplemental benefits are important to consider. Some of the benefits to add to your overall coverage include:

  • Dental, Vision, and Hearing

  • Home Health

  • Long Term Care

  • Final Expense

  • Hospital Indemnity

THE NEXT STEP

Schedule a time to meet, review your options, ask questions, and build a benefits package that covers you in retirement.