WHAT TO CHOOSE
Every Medicare beneficiary has unique insurance needs. There is no "one size fits all" plan, but there are dozens of options available. You may need assistance to know that you've made the right choice. That's where Weller Insurance Services comes in. With over 15 years in business and helping people just like you, we've found that individual attention is the best approach. We provide no-cost guidance to help you choose coverage that not only meets your needs, but that you can also understand. From Original Medicare and Prescription Drug Plans to Medicare Advantage, we've got you covered.
Medicare supplements help provide 100% coverage that can give you peace of mind knowing that your out of pocket expenses are $0!
Medicare Advantage plans protect you outside of Original Medicare while leaving you with only co-pays and many times, a $0 premium.
Prescription Drug Plans help cover the costs of your prescribed medication and can protect against higher costs in the future.
THE DIFFERENT PARTS OF MEDICARE
Medicare Part A (Hospital Insurance) helps cover:
Inpatient care in hospitals
Skilled nursing facility care
Hospice Care
Home Health Care
Medicare Part B (Medical Insurance) helps cover:
Services from doctors and other health care providers
Outpatient care
Home health care
Durable medical equipment
Many preventative services
Medicare Part C (Medicare Advantage):
Includes all benefits and services covered under Part A and Part B
Usually includes Medicare prescription drug coverage (Part D) as part of the plan
Run by Medicare-approved private insurance companies that follow rules set by Medicare
Plans have a yearly limit on your out-of-pocket costs for medical services
May include extra benefits and services that aren't covered by Original Medicare, sometimes for an extra cost
Medicare Part D (Medicare prescription drug coverage):
Helps cover the cost of prescription drugs
Run by Medicare-approved drug plans that follow rules set by Medicare
May help lower your prescription drug costs and help protect against higher costs in the future
There are many services that may not be covered by Medicare. When choosing health insurance coverage, supplemental benefits are important to consider. Some of the benefits to add to your overall coverage include:
Dental, Vision, and Hearing
Home Health
Long Term Care
Final Expense
Hospital Indemnity
